Our Insurance Carriers & Markets
Ellie Insurance Group has access to 100+ A-rated carriers through its broad market network. We place business with A-rated insurers and work to find strong coverage, competitive quotes, and a fast response; actual options and timing depend on your business, state, and underwriting.
Our insurer minimum is AM Best A- (Excellent). Separately, Ellie Insurance Group has a five-star Trusted Choice customer rating. Neither rating promises a particular policy outcome.
A-Rated Insurer Standard
We place coverage with insurers in AM Best's A rating range (A- or higher), including A+ markets. The actual underwriting insurer, its current rating, and policy terms should be checked for each quote.
Competitive Quoting
We actively shop suitable markets for strong coverage and the best available quote we can obtain for your account; no insurer or agency can guarantee the lowest price in the entire market.
Specialty Markets
Specialty and wholesale markets can offer additional options for risks such as new ventures or businesses with a claims history.
Premier Partners
National Carrier Partners
Major national carriers with dedicated garage and dealer programs.
Progressive Commercial
Nationwide
Travelers
The Hartford
Liberty Mutual
CNA
Specialty Markets
Specialty & Surplus Lines Carriers
Carriers with specialized garage liability programs, surplus lines access, and niche expertise.
Kemper
Markel
Zurich
AmTrust Financial
Foremost (Farmers)
Acuity Insurance
USLI
Berkshire Hathaway GUARD
Extended Network
Additional Carrier Partners
We also have access to these carriers and wholesalers for specialized placements.
Why We Work With 100+ A-Rated Carriers
Garage liability insurance is a specialized product that not every carrier writes. Many agencies are limited to one or two options for their dealer and garage clients, which means those businesses often pay more than they should or accept coverage gaps they don't need to accept.
DealerLiability.com is operated by Ellie Insurance Group, a top Florida independent agency with access to 100+ A-rated carriers through insurer, specialty, and wholesale relationships, including A+ rated companies. Not every market writes every dealer or garage risk; eligibility depends on state, class, account history, and underwriting.
Available options may include admitted markets for standard risks and specialty or surplus-lines markets for harder-to-place businesses. If a market declines or quotes unfavorable terms, we can evaluate other eligible options.
Our A-rated insurer standard refers to AM Best Financial Strength Ratings of A- or higher. A-/A are Excellent; A+/A++ are Superior. Each badge shows a representative underwriting insurer or rating group, not a rating of Ellie Insurance Group or a guarantee for every company under the brand. Confirm the legal insurer and its current rating on your actual quote or policy; review forms, exclusions, limits, deductibles, and service as well.
Rating sources (accessed October 2026): AM Best FSR guide; Nationwide P&C (A); CNA (A+); GUARD (A+). Ratings may change; source dates vary.
Let Us Shop for Your Best Available Quote
Tell us about your business and we'll work to compare eligible A-rated markets and respond as quickly as underwriting allows.