COMMERCIAL PROPERTY
FOR AUTO DEALERS
Your building, equipment, and tools represent years of investment. Commercial Property insurance protects those assets against fire, storm, theft, and more.
Note: Commercial Property covers your building and business contents — not your vehicle inventory. For inventory protection, you need Dealers Open Lot coverage →
WHAT COMMERCIAL PROPERTY COVERS
Commercial Property insurance protects the physical assets that make your dealership run — from the building itself to the diagnostic equipment, lifts, and computers inside. It also covers business income loss if you're forced to close temporarily after a covered event.
WHAT IT DOESN'T COVER
Understanding these exclusions helps you build a complete insurance program that leaves no gaps in your dealership's protection.
We can bundle Commercial Property with General Liability into a Business Owner's Policy (BOP) — often at a lower combined premium than buying each policy separately.
Get a BOP QuoteWHERE COMMERCIAL PROPERTY FITS YOUR DEALERSHIP
Commercial Property covers your building, service bays, and all the equipment inside. Explore our interactive dealership map to see all 9 coverage types and how they work together to protect every zone of your operation.
Explore Coverage Map
WHAT PROPERTY WE PROTECT
Dealership Buildings
Showrooms, offices, and attached structures — whether owned or leased (tenant improvements).
Service Bay Equipment
Lifts, alignment machines, diagnostic tools, air compressors, and specialty equipment.
Office & Showroom Contents
Furniture, fixtures, computers, POS systems, and display equipment.
Signs & Outdoor Property
Pylon signs, monument signs, fencing, canopies, and exterior lighting.
Business Income
Lost revenue and ongoing expenses if you must close temporarily after a covered loss.
Extra Expense
Additional costs to continue operations — like renting temporary space — after a covered loss.
FREQUENTLY ASKED QUESTIONS
PROTECT YOUR BUILDING & EQUIPMENT — GET A QUOTE
We'll find the right Commercial Property coverage for your dealership — including business income protection — at competitive rates.