COMMERCIAL PROPERTY
FOR AUTO DEALERS
Your building, equipment, and tools represent years of investment. Commercial Property insurance protects those assets against fire, storm, theft, and more.
Note: Commercial Property covers your building and business contents — not your vehicle inventory. For inventory protection, you need Dealers Open Lot coverage →
WHAT COMMERCIAL PROPERTY COVERS
Commercial Property insurance protects the physical assets that make your dealership run — from the building itself to the diagnostic equipment, lifts, and computers inside. It also covers business income loss if you're forced to close temporarily after a covered event.
WHAT IT DOESN'T COVER
Understanding these exclusions helps you build a complete insurance program that leaves no gaps in your dealership's protection.
We can bundle Commercial Property with General Liability into a Business Owner's Policy (BOP) — often at a lower combined premium than buying each policy separately.
Instant QuoteWHERE COMMERCIAL PROPERTY FITS YOUR DEALERSHIP
Commercial Property covers your building, service bays, and all the equipment inside. Explore our interactive dealership map to see all 9 coverage types and how they work together to protect every zone of your operation.
Explore Coverage Map
WHAT PROPERTY WE PROTECT
Dealership Buildings
Showrooms, offices, and attached structures — whether owned or leased (tenant improvements).
Service Bay Equipment
Lifts, alignment machines, diagnostic tools, air compressors, and specialty equipment.
Office & Showroom Contents
Furniture, fixtures, computers, POS systems, and display equipment.
Signs & Outdoor Property
Pylon signs, monument signs, fencing, canopies, and exterior lighting.
Business Income
Lost revenue and ongoing expenses if you must close temporarily after a covered loss.
Extra Expense
Additional costs to continue operations — like renting temporary space — after a covered loss.
FREQUENTLY ASKED QUESTIONS
PROTECT YOUR BUILDING & EQUIPMENT — INSTANT QUOTE
We'll find the right Commercial Property coverage for your dealership — including business income protection — at competitive rates.
