Orlando, FL · Garage & Dealer Insurance

Garage Liability Insurance in Orlando, FL

Auto dealerships, repair shops, towing companies, and garages in Orlando need more than general liability. We help Central Florida automotive businesses get the right garage liability coverage and dealer bonds — fast.

Min. Garage Liability

$25K/$50K

Required for FL dealer license

Surety Bond Required

$25,000

Motor vehicle dealer bond

Licensing Authority

FLHSMV

Issues dealer licenses in FL

Get Insured in Orlando Today — Fast Quotes, Same-Day Coverage

Independent agents. 15+ A-rated carriers. agents focused on garage liability, dealer bonds, and automotive business insurance.

Also Required for FL Dealers

Need a Dealer Surety Bond in Orlando?

FL requires a $25,000 surety bond to obtain your motor vehicle dealer license. We can help you get your bond and your garage liability insurance in one place — often with better pricing when bundled.

Why Choose Us

Why Orlando Dealers & Shops Choose DealerLiability.com

Automotive Business Focus

We work with auto dealerships, repair shops, towing companies, and garages — and we understand the specific coverages these businesses need to stay licensed and protected.

15+ A-Rated Carriers

As an independent agency, we shop multiple carriers to find the right policy for your specific operation, location, and risk profile.

Same-Day Coverage

Need proof of insurance fast? We can often bind coverage and issue certificates the same day — critical when you're applying for or renewing a dealer license.

Bond + Insurance Bundle

Get your dealer surety bond and garage liability insurance in one place. Bundling often results in better pricing on both and simplifies your renewals.

FAQ

Frequently Asked Questions — Orlando Dealer Insurance

Is garage liability insurance required for an Orlando dealer license?
Yes. Florida requires all licensed motor vehicle dealers in Orlando and Orange County to carry garage liability insurance with minimum limits of $25,000/$50,000 for bodily injury and $10,000 for property damage, filed with FLHSMV.
How much is a dealer surety bond in Orlando?
Florida requires a $25,000 surety bond. Annual premiums typically range from $250–$500 depending on credit score.
Can I get same-day coverage in Orlando?
Yes. We can typically bind coverage and issue a certificate of insurance the same day — critical for dealer license applications and renewals.
Do auto repair shops in Orlando need garage liability?
Yes. Repair shops, body shops, and service centers in Orlando should carry garage liability plus garagekeepers insurance for customer vehicles in their care.
What carriers do you work with for Orlando dealers?
We work with 15+ A-rated carriers to find the right program for your Orlando dealership or shop, comparing rates and coverage to get you the best fit.

Ready to Get Covered in Orlando?

Get a free quote in minutes. No obligation. agents focused on garage liability and dealer insurance.