Fort Lauderdale, FL · Garage & Dealer Insurance

Garage Liability Insurance in Fort Lauderdale, FL

Fort Lauderdale auto dealers, repair shops, and towing companies need the right insurance to stay licensed and protected. We help Broward County automotive businesses get garage liability coverage and dealer bonds quickly.

Min. Garage Liability

$25K/$50K

Required for FL dealer license

Surety Bond Required

$25,000

Motor vehicle dealer bond

Licensing Authority

FLHSMV

Issues dealer licenses in FL

Who We Insure in Fort Lauderdale

Coverage for Every Automotive Business in Broward County and the Fort Lauderdale area

Whether you operate a franchised dealership, an independent used car lot, a repair shop, a body shop, or a towing company in Fort Lauderdale, we have the Coverage your business needs. We work with 15+ A-rated carriers to find the right policy at the right price.

Get Insured in Fort Lauderdale Today — Fast Quotes, Same-Day Coverage

Independent agents. 15+ A-rated carriers. agents focused on garage liability, dealer bonds, and automotive business insurance.

Also Required for FL Dealers

Need a Dealer Surety Bond in Fort Lauderdale?

FL requires a $25,000 surety bond to obtain your motor vehicle dealer license. We can help you get your bond and your garage liability insurance in one place — often with better pricing when bundled.

Why Choose Us

Why Fort Lauderdale Dealers & Shops Choose DealerLiability.com

Automotive Business Focus

We work with auto dealerships, repair shops, towing companies, and garages — and we understand the specific coverages these businesses need to stay licensed and protected.

15+ A-Rated Carriers

As an independent agency, we shop multiple carriers to find the right policy for your specific operation, location, and risk profile.

Same-Day Coverage

Need proof of insurance fast? We can often bind coverage and issue certificates the same day — critical when you're applying for or renewing a dealer license.

Bond + Insurance Bundle

Get your dealer surety bond and garage liability insurance in one place. Bundling often results in better pricing on both and simplifies your renewals.

FAQ

Frequently Asked Questions — Fort Lauderdale Dealer Insurance

Is garage liability required for a Fort Lauderdale dealer license?
Yes. Florida requires all licensed motor vehicle dealers in Broward County to carry garage liability insurance with minimum limits filed with FLHSMV.
What is the dealer bond requirement in Fort Lauderdale?
Florida requires a $25,000 surety bond for all licensed motor vehicle dealers. Annual premiums typically range from $250–$500.
Do boat dealers in Fort Lauderdale need garage liability?
Marine dealers in Fort Lauderdale need coverage tailored to watercraft inventory, storage, and service operations. We can help structure the right program for marine dealerships.
How do I get proof of insurance for my Fort Lauderdale dealer license?
We can issue a certificate of insurance and file it with FLHSMV on your behalf, typically the same day you apply.
Can I get coverage for multiple locations in Broward County?
Yes. We can structure policies that cover multiple dealership or shop locations under a single program.

Ready to Get Covered in Fort Lauderdale?

Get a free quote in minutes. No obligation. agents focused on garage liability and dealer insurance.