GENERAL LIABILITY
FOR AUTO DEALERS
Garage Liability covers your automotive operations — but General Liability protects your dealership from everyday business risks. Most dealers need both.
Important: General Liability does not replace Garage Liability for automotive businesses. Auto dealers typically need both policies — Garage Liability for your automotive operations and General Liability for your broader business exposures. Learn about Garage Liability →
WHAT GENERAL LIABILITY COVERS
General Liability (GL) insurance is the foundation of any business insurance program. For auto dealerships, it covers the everyday risks that Garage Liability doesn't — from a customer slipping in your showroom to an advertising injury claim from a competitor.
WHAT IT DOESN'T COVER
General Liability has important exclusions. Understanding these gaps helps you build a complete insurance program with the right combination of policies.
We bundle General Liability with Garage Liability, Garagekeepers, Dealers Open Lot, and Commercial Property into one streamlined program — saving you time and money.
Get a Bundle QuoteWHERE DOES GENERAL LIABILITY FIT IN YOUR DEALERSHIP?
General Liability protects the customer-facing areas of your dealership — your showroom floor, parking lot, and public spaces. Explore our interactive dealership map to see all 9 coverage types and how they work together to protect every zone of your operation.
Explore Coverage Map
EVERY AUTO DEALER NEEDS GENERAL LIABILITY
New & Used Car Dealers
Showroom slip-and-falls, advertising claims, and products liability for accessories and parts.
Auto Repair Shops
Customer premises liability, completed operations for non-automotive services, and advertising injury.
Motorcycle Dealers
Showroom and test ride area liability, products claims for gear and accessories.
RV & Boat Dealers
Large premises liability exposure, products liability for accessories and parts sold.
Auto Auctions
High-traffic premises liability, advertising claims, and products liability for auction services.
Parts & Accessories Stores
Products liability for parts sold, premises liability, and advertising injury coverage.
FREQUENTLY ASKED QUESTIONS
PROTECT YOUR DEALERSHIP — GET A QUOTE TODAY
We'll build a complete insurance program that includes General Liability alongside your Garage Liability and other essential coverages — all at competitive rates.